Request a payout
the day you clear the buffer.
BiziDirect: 90% of every payout in cash. No minimum days, and a 40% best-day rule per payout cycle. BiziSelect’s payout rules are on its cards under Accounts.
What does not apply
When you can request
All of these have to be true at once.
- Your balance has reached your starting balance plus buffer plus the $500 minimum.
- Your best day this payout cycle is 40% or less of the cycle’s profit, today included.
- You have not already requested a payout today.
- You are flat, with no open positions or working orders.
- Your account is active and not breached, and we hold current data for it.
- The withdrawal comes only out of profit above your profit buffer.
Your dashboard shows each one and names the one holding you back.
How much you can take
What you can take, gross, is the smallest of these three.
- Your balance less your starting balance and profit buffer.
- Your account’s per-payout cap.
- What is left of this billing month’s cap.
You are paid 90% of it in cash, in whole dollars of gross. On the $50,000 account, starting from a simulated balance of $53,500.00, a $1,000.00 gross withdrawal (before the split) pays $900.00 in real cash (after the split) and leaves the simulated balance at $52,500.00.
The other $100.00 is not income to us. It is simulated balance that ceases to exist. That amount is an example, not a minimum: the smallest withdrawal on any account is $500.00 gross (before the split) for $450.00 cash (after the split). At $52,999.00 the available gross would be $499, below the $500 minimum, so no payout is available yet.
The 40% consistency rule
- A payout cycle starts when your account opens, after each approved payout and after each reset.
- A day is your balance change from one session close to the next. Today counts, measured to your balance now.
- When you request, the cycle must be in profit and your best day must be 40% or less of it. Otherwise the request is held and your dashboard shows your best-day share and how much more profit would clear it.
- It never breaches your account. You keep trading.
Example: $3,000 of profit with a best day of $1,500 is 50%, so it is held. Another $750 of profit on other days takes the cycle to $3,750 and the best day to 40%, and it clears.
Caps by account size
| Accountbalance, not split | Bufferbalance, not split | First payout atbalance, not split | Per payoutgross / cash | Per monthgross / cash | From month 3gross / cash |
|---|---|---|---|---|---|
| $25,000 | $1,250.00 | $26,750.00 | $1,100.00 / $990.00 | $2,200.00 / $1,980.00 | $2,750.00 / $2,475.00 |
| $50,000 | $2,500.00 | $53,000.00 | $1,650.00 / $1,485.00 | $4,400.00 / $3,960.00 | $5,500.00 / $4,950.00 |
| $100,000 | $5,000.00 | $105,500.00 | $2,750.00 / $2,475.00 | $6,600.00 / $5,940.00 | $8,250.00 / $7,425.00 |
| $150,000 | $7,500.00 | $158,000.00 | $3,300.00 / $2,970.00 | $8,800.00 / $7,920.00 | $11,000.00 / $9,900.00 |
| $300,000 | $15,000.00 | $315,500.00 | $4,400.00 / $3,960.00 | $13,200.00 / $11,880.00 | $16,500.00 / $14,850.00 |
Gross figures come off the simulated balance; you are paid 90% of them in cash. Balances and thresholds are simulated account figures and are not split.
Capacity is reserved when you request, not when you are paid, so a pending request keeps counting against the month it was made in. One request per day. The monthly cap rises to the “from month 3” figure once two renewal payments have cleared.
Every payout is reviewed by a person
A person looks at every payout request before it is paid, within one business day. If one is not approved, we email you the reason, and you can appeal it to someone who was not part of the decision. Before your first payout we also verify your identity, collect a tax form and take the PayPal email to pay, once. That PayPal account must be in your own name.
We may ask you to explain your trading
We can ask for a written explanation of the trading behind any payout before we approve it, on any request, without having to show that something is wrong first. Being asked is a routine check, not an accusation. We tell you which trades we are asking about, a plain-language answer is enough (no source code, no proprietary system), and you have 14 days to reply while your request and its reserved capacity stay open. If we still intend to withhold after you answer, that is a conduct decision and the full evidence and appeal process applies to it.
A payout comes out of your cushion
Your drawdown level does not move when you take a payout. The withdrawal comes off your balance, so it uses up room above the level, and you can only request what sits above it: a payout can never be what breaches your account. It also starts a new payout cycle for the consistency rule. Losses never lower your level either; only a reset starts it again. And once the level reaches your starting balance plus $100 it stops rising, so from then on every gain adds to your room above it.
Eligibility, processing and settlement
Three different things. Only the first is ours.
| Stage | Governed by |
|---|---|
| Eligibility | The published rules above. You can request the day you qualify. |
| Processing | A person reviews every request within one business day; an approved payment is sent within 24 hours. |
| Settlement | Payment rails, your verification status, and banking cut-off times. |
We do not guarantee same-day receipt of funds in your bank account, and you should be sceptical of anyone who does.
Payout questions
Does a withdrawal cost me drawdown room?
Yes. A payout comes out of your room above the level.
Does a withdrawal cost me drawdown room?
Can I request more than once a day?
No. One request per day.
Can I request more than once a day?
What happens if a payment fails?
Confirmed failure is reversed. An unknown outcome is not.
What happens if a payment fails?
Can a later breach cancel a payout I already earned?
No. An earned payout is not voided by a later change.
Can a later breach cancel a payout I already earned?
Why was my request held for consistency?
Your best day was more than 40% of the cycle's profit.
Why was my request held for consistency?
We do not publish payout screenshots, totals paid or trader counts. We have not operated long enough for any such figure to be real. The rules above are the commitment.