Trader Agreement

Effective when affirmatively accepted.

1. PARTIES AND ACCEPTANCE

BULLRUSH FUTURES PROP LLC, a Michigan limited liability company, doing business as BIZI Futures Prop LLC and using the brand Bizi Futures (Bizi, we, us, or our). Website: www.bizifutures.com. Contact: ceo@bizifutures.com.

This Agreement governs registration, dashboard access, and purchases of simulated futures account subscriptions. You are the individual registering or buying. Registration alone does not purchase a subscription or authorize a charge. When the registration screen conspicuously links this Agreement, calls attention to Section 7, and asks you to affirm your agreement, selecting Create Account, completing Google registration, or the equivalent affirmative control accepts this Agreement. Merely visiting a page, remaining silent, or receiving a link is not acceptance. At purchase, completing the purchase after the agreement statement at checkout, or ticking the agreement boxes in the purchase dialog, reaffirms the Agreement and accepts the documents and account snapshot displayed at checkout; the legal name on your account is recorded with that acceptance.

YOU AND BIZI AGREE TO INDIVIDUAL BINDING ARBITRATION OF COVERED DISPUTES AND WAIVE A JURY TRIAL AND CLASS PROCEEDINGS TO THE EXTENT PERMITTED BY LAW. SECTION 7 CONTAINS IMPORTANT EXCEPTIONS AND A 30 DAY OPT OUT. READ IT BEFORE ACCEPTING.

You must be at least 18 and have legal capacity to enter this contract under the law applicable to you. Enrollment is limited to residents of the fifty United States, the District of Columbia, and the provinces and territories of Canada other than Quebec, where lawful. Residents of Quebec and of US territories are not eligible. You must supply accurate identity, residence, and contact information and must not use a VPN, proxy, borrowed identity, or another device to evade an eligibility restriction. Bizi may decline enrollment when service is prohibited by law, sanctions, or a necessary provider restriction. Acceptance does not represent that the program is authorized in every state or province.

2. WHAT THE SUBSCRIPTION PROVIDES

You purchase access to a simulated futures account subject to the signed plan and rules. All orders and fills are simulated and do not reach an exchange. The nominal account size, balance, open profit, and retained buffer are bookkeeping figures, not deposits, investment assets, or money owned or held for you. You cannot withdraw the starting balance, buffer, or other simulated funds. Your fee buys access; it is not margin, a capital contribution, a deposit, or an investment in Bizi.

A BiziDirect account has no evaluation phase. Trading begins under the purchased rules once platform access is delivered. It has no minimum number of trading days and no daily loss limit. Its payouts are subject to the consistency rule in the Payout Policy, under which no single trading day may exceed 40% of the profit in the payout cycle; that rule holds a payout request and never ends the account. A BiziSelect account begins with an evaluation and follows Section 2A. These features do not excuse any risk, conduct, subscription, or payout requirement. There is no promise of live funding, employment, profits, or a reward.

Bizi may owe a contractual cash reward from its own funds only as provided in the Payout Policy and Program Limits. A qualifying reward is 90% of the permitted gross simulated withdrawal on a BiziDirect account and 85% on a BiziSelect account. You can lose every fee you pay and receive no reward. This program is not personalized investment advice. Simulated performance is not a reliable prediction of live results.

You may hold no more than five open Bizi simulated accounts at once. Each account has its own subscription, risk limits, and payout records. Creating multiple profiles or using another person to bypass this limit is prohibited.

2A. BIZISELECT ACCOUNTS

A BiziSelect account is a simulated account that begins with an evaluation. This Section, the BiziSelect section of the Payout Policy, and your signed snapshot set its rules; where they differ from Section 2 for a BiziSelect account, they apply.

Evaluation. You pass when your simulated balance on closed trades is at least the profit target above the starting balance, no single session's trading profit (the current session's so far included) is more than 50% of your total profit, the max loss limit has not been reached, and you hold no open position. Passing is checked continuously during each session and again at each session close (5:00 p.m. New York time). Missing only the 50% rule does not end the evaluation; you may keep trading. There is no minimum number of days and no daily loss limit.

Max loss limit. The max loss limit is a balance level. It starts at the starting balance less the max loss, rises at each session close to the closing balance less the max loss, and never moves down. Equity at or below it ends trading on the account.

After passing. The same account continues, with no activation fee, and its subscription billing stops: no further monthly charge is made for that account once it passes. On passing, open positions are closed and the account restarts at its starting balance with its max loss limit at its starting level; profit made during the evaluation is not carried over and is not payable. From then on the max loss limit stops rising at the starting balance plus $100. The position size after passing is the same as in the evaluation. After passing, the first payout may be requested once 3 trading sessions have each netted $100 or more; after that, payouts may be requested daily, one per trading session, under the Payout Policy.

Resets. An evaluation may be reset for the reset fee in your snapshot, which restarts the evaluation. A passed account cannot be reset.

  Account    Monthly   Profit target   Max loss   Size       Reset
  $25,000    $129      $1,500          $1,000     2 / 20     $72.24
  $50,000    $169      $3,000          $2,000     4 / 40     $94.64
  $100,000   $279      $6,000          $3,000     6 / 60     $156.24
  $150,000   $369      $9,000          $4,500     10 / 100   $206.64

Sizes are minis / micros.

3. DOCUMENTS AND THE SIGNED SNAPSHOT

The contractual documents are this Trader Agreement; Simulation and Reward Disclosure; Purchase, Coupon and Refund Terms; Payout Policy and Program Limits; Prohibited Conduct, Breach and Appeal; Privacy and Data Processing; Consent to Electronic Records and Signatures; and the Plan and Rules Snapshot for each purchased account. The privacy notice describes data practices and does not make lawful rights depend on signing a waiver.

The snapshot records your nominal plan size; first-month and renewal prices; discount; add-ons; drawdown, any daily loss, position and buffer limits; payout split, consistency rule and all caps; reset prices; applicable trading-session boundaries; and the exact document versions accepted. It is the account-specific evidence of your agreed economics. Bizi cannot replace it retroactively with less favorable terms.

The Trader Agreement and Payout Policy govern over inconsistent website content, chat answers, advertising, and subordinate documents. The Payout Policy controls reward calculations and program limits; this Agreement controls general rights and disputes. The signed snapshot supplies the account-specific values expressly incorporated by both. No marketing statement or support assistant can amend a signed rule. A lawful, specific written amendment accepted by both parties controls its subject.

Future changes apply to new purchases or to an existing account only after lawful notice and any required affirmative consent. Existing signatures remain tied to the exact accepted text. If Bizi withdraws a plan from sale, existing accounts continue under their original terms. An account purchased before 5 October 2026 remains governed by the document versions and Plan and Rules Snapshot accepted at its purchase. Fraud-prevention measures may respond to new methods of violating existing rules but may not create a retroactive violation or confiscate a valid earned reward.

4. BILLING CANCELLATION AND REFUNDS

Each account is a monthly subscription, not a one-time purchase; a BiziSelect account's subscription ends when it passes its evaluation, as described in Section 2A. Checkout states the amount due now, the renewal amount, and the next billing date, and separately requests recurring-charge consent. The initial fee and each renewal must clear through PayPal. Cancellation in the dashboard stops future renewal charges and takes effect at the end of the paid billing period. If the dashboard is unavailable, send a cancellation request from your registered email to ceo@bizifutures.com. Bizi will honor a timely, identifiable request received before renewal even if staff process it later.

A drawdown breach on a BiziDirect account, or on a BiziSelect account during its evaluation, ends trading on that account but DOES NOT CANCEL OR PAUSE ITS SUBSCRIPTION; the disclosed renewal fee continues unless you cancel or reset under the rules. Bizi does not charge a reset automatically. An unpaid renewal gives seven days of close-only access; payment must be cured during that period or the subscription ends. Close-only access permits closing positions and canceling orders, not increasing exposure.

Billing stops automatically when a BiziSelect account passes its evaluation, and when Bizi closes an account for 90-day inactivity, or permanently for misconduct after the applicable appeal process. A temporary investigation restriction is not permanent closure. Any nonbreach company closure is subject to the current-period refund protection in the Purchase, Coupon and Refund Terms. Ordinary customer cancellation does not produce a prorated refund, except under those Terms or mandatory law.

Refunds, discounts, resets, and add-on prices are governed by the Purchase, Coupon and Refund Terms. Legitimate payment disputes are not automatically misconduct. Fraudulent or knowingly false disputes and duplicate recovery are prohibited.

5. PLATFORM ACCESS AND RISK OF INTERRUPTIONS

Account access depends on Volumetrica; market data is supplied through DXFeed; payment processing depends on PayPal. You must accept applicable provider terms, including DXFeed market-data terms. Bizi does not control an exchange, telecommunications carrier, or provider system. Provider terms do not allow Bizi to remove its express contractual obligations to you.

Keep your credentials secure. Your website password is stored as a nonreadable password hash. Your separate platform password is set by Bizi and stored encrypted so you can reveal it in the dashboard. Revealable encryption is not the same as hashing. Notify Bizi promptly of suspected compromise. Sharing credentials or giving another person discretionary trading control violates the conduct policy.

Platforms, prices, fill models, risk monitoring, or data feeds can be delayed, inaccurate, interrupted, or unavailable. Commissions and permitted simulated adjustments reduce results. You remain responsible for orders and ordinary market risk. Bizi may pause trading, cancel erroneous simulated fills, reconcile demonstrable data errors, or restrict exposure reasonably necessary to protect system integrity. Material corrections must be documented and are subject to appeal. No simulated fill or balance error creates a windfall entitlement.

Bizi is not responsible for hypothetical live profits, lost opportunities, or transactions in accounts held elsewhere. A third-party interruption alone does not guarantee a refund or reward, but these exclusions do not excuse a refund expressly owed when Bizi cannot deliver platform access or closes an account without your breach. Bizi may use another provider if it can lawfully preserve the accepted account economics and material service functionality; a material adverse change requires the consent or remedy required by law.

6. CONDUCT SUSPENSION AND ACCOUNT CLOSURE

The Prohibited Conduct, Breach and Appeal document governs automatic risk events, forbidden conduct, evidence, and appeals. Bizi may temporarily restrict access and hold a disputed payout when supported by account data, a credible security concern, or a legal requirement. A hold is not automatic forfeiture. Bizi must identify the actual contractual basis for an adverse decision.

A misconduct appeal may be submitted within 30 days and is reviewed by a person uninvolved in the original decision. Bizi responds within 10 business days. No permanent misconduct closure or reversal of an already paid reward occurs while a timely appeal remains pending, except to the extent a binding legal order requires otherwise. A successful appeal restores the account and releases rewards that were improperly withheld.

No trading for 90 days closes the account following warnings at days 60 and 83. If required warnings were not sent, Bizi will not rely on that inactivity closure until the required notice process is completed. A drawdown breach ends trading, with billing continuing until cancellation. Closure does not extinguish an already earned, valid reward or an approved refund. Read access to closed-account history remains available for 12 months, subject to security and lawful restrictions.

7. INDIVIDUAL ARBITRATION AND DISPUTE RESOLUTION

7.1 Covered disputes. Except for the exceptions below, you and Bizi mutually agree to arbitrate any dispute arising from registration, the website or dashboard, a subscription, simulated trading, a reward, billing, refunds, representations about the service, or these documents, whether the claim sounds in contract, statute, tort, or another legal theory. This clause also covers claims involving Bizi members, officers, employees, and agents concerning their work for Bizi, who may enforce this clause. It does not impose arbitration through passive browsing.

7.2 Governing framework. The Federal Arbitration Act, 9 USC sections 1 through 16, governs this clause to the extent applicable. AAA administers individual consumer disputes under its Consumer Arbitration Rules and applicable Consumer Due Process Protocol, and its Mass Arbitration Supplementary Rules when applicable. Rules and filing instructions are available at www.adr.org. Bizi will comply with AAA consumer-clause review and business fee obligations. Michigan arbitration law applies only where not preempted and consistent with mandatory applicable law.

7.3 Informal notice. Before filing a covered claim, either party sends an individualized written notice describing the claim, relevant account or order identifiers, requested relief, and contact details. Send notices to ceo@bizifutures.com, subject Dispute Notice. Bizi sends notices to your registered email. The parties will attempt resolution for 30 days after receipt. A conduct appeal may run concurrently and does not require restarting this period. Applicable limitations periods are tolled during the required informal period to the extent permitted by law. Either party may file sooner to preserve a deadline or obtain permitted urgent relief; an informal step is not an indefinite barrier to a claim.

7.4 Exceptions. Either party may bring an individual action within the jurisdiction of an appropriate small-claims court. Either may report matters to or participate in proceedings before a regulator or governmental agency. Claims or remedies that applicable law prohibits submitting to predispute arbitration remain outside this clause. This includes nonwaivable Canadian consumer rights where applicable. Either party may seek temporary court relief to prevent imminent credential misuse, unlawful disclosure, or intellectual-property infringement pending arbitration, without removing the merits from arbitration. This exception is mutual.

7.5 Place and procedure. The agreed legal seat is Wayne County, Michigan, where lawful. A consumer may elect a remote or documents-only proceeding when AAA rules allow. If an in-person hearing is required, its location must comply with AAA consumer rules and mandatory law and need not be in Michigan. Bizi will not require a consumer to travel to Michigan contrary to those protections. One neutral arbitrator decides the merits and may award individual relief available under applicable law, including statutory fees and damages. The arbitrator issues a reasoned written decision; judgment may be entered in a court with jurisdiction.

7.6 Fees. Consumer filing fees are limited to the applicable AAA consumer schedule or a lower amount required by law. Bizi pays all remaining administrative and arbitrator fees allocated to the business. Each party ordinarily pays its lawyers, subject to a statutory or otherwise lawful fee award. Bizi will pay additional costs required to prevent arbitration from becoming prohibitively expensive for a consumer. No blanket loser-pays requirement applies.

7.7 Individual proceedings. TO THE EXTENT LAWFUL, EACH PARTY WAIVES A JURY AND AGREES THAT CLAIMS WILL BE RESOLVED INDIVIDUALLY, NOT AS A CLASS OR REPRESENTATIVE ARBITRATION. An arbitrator may not consolidate merits or award relief for absent persons without all affected parties agreeing. This does not prohibit representation by counsel, legally protected coordinated filings, applicable AAA administrative coordination, or a voluntary class settlement. If a class or representative waiver is unenforceable for a particular claim, that claim proceeds in a competent court; enforceable individual claims remain arbitrable where lawful.

7.8 Who decides. A court determines whether an agreement to arbitrate was formed and any challenge specifically to this clause, including the enforceability of the individual-proceeding waiver. The arbitrator decides the merits and other issues within the arbitrator’s lawful authority.

7.9 Thirty day opt out. You may opt out without penalty by emailing ceo@bizifutures.com from your registered email within 30 days after first affirmatively accepting this Agreement, subject Arbitration Opt Out, stating your legal name, account email, and that you opt out. An effective opt-out applies to later Bizi accounts under this Agreement and does not cancel a subscription. You need not provide a reason. If you previously agreed to arbitration under another valid version, its effect is determined by that version and applicable law; this clause does not retroactively destroy an earlier opt-out.

7.10 Severability and survival. This clause survives account closure. If a provision is unenforceable, it is severed only to the extent necessary while preserving lawful individual arbitration. There is no class arbitration without a separate written agreement after a dispute arises. If AAA will not administer because Bizi failed to comply with required consumer standards or fees, Bizi cannot use that refusal to force an unavailable process. The parties may agree on another lawful administrator after the dispute or use a competent court.

8. WARRANTIES LIABILITY AND PERSONAL PROTECTION

To the maximum extent permitted by law, service and third-party data are provided as available, without implied warranties of merchantability, fitness for a particular purpose, or uninterrupted or error-free operation. These disclaimers do not negate an express promise in the signed documents or a nonwaivable statutory warranty.

To the maximum extent lawful, Bizi and its members, officers, employees, and agents are not liable for indirect, consequential, special, exemplary, or punitive damages, lost opportunities, or anticipated simulated or live profits. Bizi’s aggregate liability arising from an affected account is limited to subscription, add-on, and reset fees actually paid for that account during the 12 months before the event giving rise to the claim. For a registered user who has never bought an account, the aggregate cap is $100. These limits apply regardless of legal theory but do not cap a valid cash reward or refund owed under the documents, or exclude liability for fraud, willful misconduct, gross negligence, or a liability or remedy that law does not permit excluding or limiting.

Your contract is with the LLC, not Mohamed Bazzi or another member, officer, employee, or agent personally. No individual provides a personal guarantee of a reward, refund, or company obligation by signing, communicating, or administering the program for Bizi. This provision does not immunize any person from liability for that person’s own actionable conduct where law imposes it.

You will indemnify Bizi and its members, officers, employees, and agents against third-party claims and reasonable documented costs to the extent caused by your fraud, intentional unlawful conduct, infringement through material you supply, or knowing misuse of someone else’s account. This is not an indemnity for ordinary trading losses, a good-faith complaint, or Bizi’s own wrongdoing. Bizi must give prompt notice, allow you to participate in the defense, and obtain your consent before a settlement imposes an admission or nonmonetary obligation on you. Bizi retains control of defenses reasonably necessary to protect its interests, with reasonably incurred covered costs recoverable subject to applicable law.

9. GENERAL TERMS AND GOVERNING LAW

Bizi owns or licenses its software, branding, documentation, and platform integrations. You receive a revocable, personal, nontransferable right to use the service during authorized access. You may retain your records. You may not attack security, extract other users’ data, resell access, or scrape proprietary platform data in violation of applicable rights. Nothing prevents truthful reviews, lawful reporting, or protected discussion of your experience.

Bizi may assign this Agreement in a bona fide merger, sale, or reorganization only if the successor assumes its obligations and privacy requirements are honored. You may not assign accounts or reward rights without Bizi’s written consent. Neither party waives a right by delaying enforcement. Unenforceable terms are narrowed or severed as required, not used to defeat mandatory protections.

Michigan substantive law governs except where federal law controls or a mandatory law of your home jurisdiction applies. For court matters permitted under Section 7, the parties submit to courts of competent jurisdiction in Wayne County, Michigan, including the federal district court serving that county, except that small-claims venue and nonwaivable consumer venue rights remain available. No Michigan forum requirement overrides an applicable Canadian right to sue locally.

These accepted documents and the snapshot constitute the entire agreement on the program. Notices may be sent through the dashboard or registered email as authorized by electronic consent, except when law requires a different method. You must keep contact details current. Rights to payment, refunds, privacy, dispute resolution, and lawful limitations survive closure to the extent their purpose requires.

Acceptance record. The registration or checkout acceptance record must identify the actual version displayed, assent wording, affirmative action, and timestamp. Purchase records additionally include the legal name on your account at the time and the signed Plan and Rules Snapshot. Bizi cannot treat a later website version as your signed contract.